Well over one million Texans stand to lose their health
insurance due to a federal court decision, here in Texas, striking down the
Affordable Care Act in its entirety a week ago today. The lawsuit was brought
by the Attorneys General of 18 Republican controlled states. Interestingly the
suit was brought in the Northern District of Texas where U.S. District Court
Judge Reed O'Connor, a George W. Bush appointee, is the only active judge so it
has the appearance of judge shopping. O’Connor held off on handing down the
decision on this case for months as it was argued in his court in the Spring.
Whether he did it for political reasons or not is hard to say but it sure seems
odd that he waited until a month after elections were over before rendering the
decision given that this issue would have been fodder for the O’Rourke and Cruz
senate campaigns.
In addition to those losing health insurance they previously
got through the Marketplace with subsidies there are others who will be
affected by the ruling. By striking down the entire bill, limits on how much
more older people can be charged for coverage compared to younger people are
also eliminated so those of us 50 to 65 may find our health insurance premiums
suddenly take a big jump. The ruling also eliminates the ban on annual and
lifetime caps on how much your insurance will cover so if a member of your
family comes down with cancer it will be possible for your insurer to stop paying
for life saving medicine and treatment after paying $1 million. In addition the
judge’s ruling means that children over 18 no longer are allowed to stay on
their parents’ health insurance until age 26. The same ruling means that a host
of preventive care services previously mandated to be provided with no co-pay
are no longer required.
Then there are those like my wife who have Medicare Part D
covering their prescription drugs; under the Affordable Care Act the donut hole
which is the amount of out of pocket money spent on prescriptions was substantially
reduced, if O’Connor’s decision stands she and others like her will go start
spending thousands more for their medications. There are other less well known
parts of the law such as the requirement for background checks on all nursing
home staff that are also eliminated by striking down the law.
Many in the legal community were surprised by the ruling and
believe it will be overturned since the Affordable Care Act has survived 70
other attacks including twice in the Supreme Court, especially since Congress
just had an opportunity to repeal the law and instead chose to eliminate only
the individual mandate to purchase insurance. If they’re right we’ll have
dodged a bullet aimed squarely at those of us least able to afford the cost of
recovering.
Regardless of whether or not Judge O’Connor’s decision is
overturned it’s quite clear that there is still a long way to go to truly
become the equitable society that this nation aspires to be. It’s past time for
the United States to convert to a single payer system like that proposed in the
Medicare for All bill supported by most Democrats including our own
congressman, Vicente Gonzalez. Claims that Medicare for All is un-affordable are
ridiculous given that nearly every other industrialized nation in the world has
used such a system for decades.
This January Medicare for All should be part of the
Democrats agenda in Washington. Look for a similar bill in the Texas
legislature as well.
Published in the Seguin Gazette - December 21, 2018
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